Honesty
We give advice as if it were for ourselves. No sugarcoating - just clear explanations of possibilities and risks.
Your situation first
We are Leap Finance. Founded by Rayon Aquino and Melvin Brouwer, with one shared conviction: you deserve a mortgage that fits the life you want to build here. Independent, honest and always focused on what is best for you. Not just a transaction. A process with an advisor who understands that buying a home in a new country is more than a signature on a deed.
Founder & Financial Advisor
A mortgage, an investment, a pension plan. They are all means to an end. What I want to know is: where are you headed? That is where we begin.
Background
Rayon began his career with a simple conviction: financial advice should genuinely serve the client, not the system around it. After more than ten years in financial services, he founded Leap Finance to give that advice without compromise.
Approach
Rayon starts with your situation, not a product. He listens, asks the questions that matter, and only then searches a broad network of banks and providers for what truly fits. Not the maximum, but the sensible option - for now and for later.
Specialisation
Rayon works extensively with international professionals and entrepreneurs with complex income structures. International income, a holding structure, a 30% ruling that is ending: the very situations where others step back are where he makes the difference.
Personal
Father of two and dedicated athlete. His real motivation: knowing after every conversation that he gave everything he had. That a client does not leave with a six when a nine was possible.
Strategic advisor
The best financial decision is the one that fits where you want to go. My role is to make sure you can actually make that decision.
Background
Melvin is the strategist behind Leap Finance. With years of experience in sales and strategy, he makes sure the organisation stands strong - and that clients can always count on a team that delivers what it promises. He builds the relationships and partnerships that help Leap Finance keep growing.
Approach
Melvin does not believe in standard solutions. His strength lies in sharpening what you truly want and what is needed to get there. That clarity is the foundation for everything Leap Finance does next.
Personal
Car enthusiast and committed strategist. His motivation: seeing clients grow when they make the right choice at the right moment. And he likes to keep things light - because good conversations do not have to be heavy.
How we work
We don't just calculate what is possible, but above all what is sensible. A mortgage or investment must fit your life - now and in 10 years.
Your dedicated advisor knows your file inside out. For quick questions, the team helps directly. By phone, WhatsApp or email - including outside office hours.
AFM supervised. No ties to banks or insurers. We compare broadly and always choose what is best for you. Through years of experience, we often have access to competitive terms and faster processing.
We do not work in transactions. We build a financial strategy that grows with your ambitions, through big steps and all the questions in between.
Broad advice for every situation
What we stand for
We believe that financial advice is about people, not products. A mortgage, an investment, a pension plan: they are means to get what you truly want. Financial peace of mind, room to grow, a life that fits who you are.
We give advice as if it were for ourselves. No sugarcoating - just clear explanations of possibilities and risks.
A major financial decision deserves an advisor who is truly there for you. Fast, personal, involved, in English or Dutch.
We choose what is good for you, not what is easy for us. No preferred banks, no targets, only the advice that takes you further.
A mortgage is a major decision. We take the time to understand yours, explain the options clearly and only put our name to advice we genuinely stand behind.
A first conversation is without obligation and exploratory. We explore together whether there is a match - no commitments, no standard pitch.
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