About us

Your situation first

We are Leap Finance. Founded by Rayon Aquino and Melvin Brouwer, with one shared conviction: you deserve a mortgage that fits the life you want to build here. Independent, honest and always focused on what is best for you. Not just a transaction. A process with an advisor who understands that buying a home in a new country is more than a signature on a deed.

Rayon Aquino

Founder & Financial Advisor

Rayon Aquino

A mortgage, an investment, a pension plan. They are all means to an end. What I want to know is: where are you headed? That is where we begin.

Background

Rayon began his career with a simple conviction: financial advice should genuinely serve the client, not the system around it. After more than ten years in financial services, he founded Leap Finance to give that advice without compromise.

Approach

Rayon starts with your situation, not a product. He listens, asks the questions that matter, and only then searches a broad network of banks and providers for what truly fits. Not the maximum, but the sensible option - for now and for later.

Specialisation

Rayon works extensively with international professionals and entrepreneurs with complex income structures. International income, a holding structure, a 30% ruling that is ending: the very situations where others step back are where he makes the difference.

Personal

Father of two and dedicated athlete. His real motivation: knowing after every conversation that he gave everything he had. That a client does not leave with a six when a nine was possible.

Get to know us

Strategic advisor

Melvin Brouwer

The best financial decision is the one that fits where you want to go. My role is to make sure you can actually make that decision.

Background

Melvin is the strategist behind Leap Finance. With years of experience in sales and strategy, he makes sure the organisation stands strong - and that clients can always count on a team that delivers what it promises. He builds the relationships and partnerships that help Leap Finance keep growing.

Approach

Melvin does not believe in standard solutions. His strength lies in sharpening what you truly want and what is needed to get there. That clarity is the foundation for everything Leap Finance does next.

Personal

Car enthusiast and committed strategist. His motivation: seeing clients grow when they make the right choice at the right moment. And he likes to keep things light - because good conversations do not have to be heavy.

How we work

Our approach

01

Looking beyond the maximum

We don't just calculate what is possible, but above all what is sensible. A mortgage or investment must fit your life - now and in 10 years.

02

One advisor, fully committed

Your dedicated advisor knows your file inside out. For quick questions, the team helps directly. By phone, WhatsApp or email - including outside office hours.

03

Independent with a strong network

AFM supervised. No ties to banks or insurers. We compare broadly and always choose what is best for you. Through years of experience, we often have access to competitive terms and faster processing.

04

Ongoing, not one-off

We do not work in transactions. We build a financial strategy that grows with your ambitions, through big steps and all the questions in between.

Broad advice for every situation

Our expertise

Services

  • Financial planning for entrepreneurs and professionals
  • Mortgage advice (purchase, remortgage, renovation, investment)
  • Wealth building and investment strategy
  • Pension planning for entrepreneurs
  • Tax optimisation
  • Home equity and property strategy

Specialisations

  • International professionals and expats
  • Entrepreneurs with company structures
  • High achievers with complex income profiles
  • First-time buyers
Our network
  • Broad banking network for optimal mortgage solutions
  • 30+ insurers for complete protection
  • Trusted estate agents and notaries
  • Appraisers and building inspection services

What we stand for

Our vision & values

We believe that financial advice is about people, not products. A mortgage, an investment, a pension plan: they are means to get what you truly want. Financial peace of mind, room to grow, a life that fits who you are.

Honesty

We give advice as if it were for ourselves. No sugarcoating - just clear explanations of possibilities and risks.

Accessibility

A major financial decision deserves an advisor who is truly there for you. Fast, personal, involved, in English or Dutch.

Independence

We choose what is good for you, not what is easy for us. No preferred banks, no targets, only the advice that takes you further.

Care

A mortgage is a major decision. We take the time to understand yours, explain the options clearly and only put our name to advice we genuinely stand behind.

Ready to get to know us?

A first conversation is without obligation and exploratory. We explore together whether there is a match - no commitments, no standard pitch.

No-obligation introduction
Independent and personal
Reply within 24 hours
Schedule free consultation
Nederlands NL